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Clover Gold slot by Pragmatic Play

Clover Gold Slot Review

Free demo, RTP, volatility and max win

8.0Value score · Very good · how it works

Clover Gold review: Pragmatic Play's 2022 Irish money-collect slot with reel-five collectors, 8 free spins and a 5,000x max win at 96.54% RTP.

  • #494by RTP of 3,708 slots
  • #32by value of 193 slots from 2022
  • #676by value of 3,708 slots

Play Clover Gold free: demo, no sign-up

Free play money from Pragmatic Play's official demo. 18+. No deposit and no account; a demo does not predict real results.

Clover Gold · Pragmatic Play official demo

Basic information

Clover Gold basic information
SoftwarePragmatic Play
Release year2022
ThemeIrish luck slots
RTP96.54%
VolatilityNot published
Max winx5,000
Hit frequencyNot published
Win systemPaylines
FeaturesFree spins, Respins, Paylines
Named in the rulesFree Spins, Money Symbol
Game typeSlot
Data verified2026-09-28

Source: Pragmatic Play game page; RTP database by toolsgambling.com (CC BY 4.0); image: Pragmatic Play promotional image from the official game page. How we collect data · Report a mistake

Clover Gold review

Clover Gold splits its reels into two jobs. The first four reels carry money symbols worth between 1x and 100x the bet; the fifth reel holds special collect symbols that decide what happens to them. Pragmatic Play set the 2022 game in the Irish countryside and wrapped a free spins round around the same mechanic, with a multiplier that grows each time the round is retriggered. It is a payline slot underneath, which keeps the base game easy to read.

Money on four reels, collectors on one

Wins in the base game pay left to right on paylines, and the wild substitutes for everything except the bonus, money and collect symbols. The money feature runs alongside. Money symbols can land on reels 1 to 4 and each takes a random value from a preset list, which the studio puts at 1x to 100x the bet.

The rules tie the feature to a meeting: money symbols plus a collect symbol on reel 5 are what award it, which is why the game feels like two systems layered together: paylines for ordinary wins, collection for the feature.

The collect symbols

There are five types of collect symbol, all confined to the fifth reel. If at least one money symbol lands with one of them, a feature is awarded. The rules sheet describes the following behaviours.

According to the studio, the other types can increase or multiply the value of the money symbols or add extra money symbols; it gives no further detail, so we describe only the three above.

Collect

The simplest of the five. The values of all money symbols currently on the screen are added together and paid. It sets the baseline against which the other collect symbols are measured.

Respin Collect

Every money symbol and collect symbol already on the screen stays where it is, and all the remaining cells respin to reveal a new result. The money values on screen are then added together. Because the symbols stay, each respin can only add to the total.

Expanding Collect

Every reel that holds at least one money symbol expands to fill the whole reel with money symbols. The added symbols take new random values, all values are summed and the total is paid. A single money symbol on a reel therefore becomes a full column.

Free spins and the growing multiplier

Three bonus symbols on reels 2 to 4 start the bonus round with eight free spins, and the same three symbols also pay 1x the total bet. The money collect feature stays active in the round.

The retrigger rule is what shapes the round. Every fourth collect symbol awards eight more free spins and raises the multiplier on money collections. The steps are 2x for the first retrigger, 3x for the second and 5x for the third, so the later retriggers are worth more than the earlier ones.

RTP, cost and top win

Clover Gold lists a 96.54% RTP, which is a 3.46% house edge or $34.60 lost per $1,000 wagered on average. A 100-spin session costs $0.69 at a $0.20 bet, $3.46 at $1 and $17.30 at $5.

The max win is 5,000x the bet, which is $1,000 at $0.20, $5,000 at $1 and $25,000 at $5. Volatility is not published. The rules list no bonus buy and no ante bet.

Other 2022 releases

Colossal Cash Zone, Happy Hooves and Release the Kraken 2 each list 96.5% with the same 5,000x cap. Black Bull shows 96.51% and 4,500x, Gold Party shows 96.5% and 5,163x, and Hot to Burn Extreme has a higher 96.65% return at 5,000x.

Pros

  • Five collect symbols on reel 5 give the money feature several different outcomes
  • Money symbols range from 1x to 100x the bet
  • Free spins retrigger with multiplier steps of 2x, 3x and 5x
  • No bonus buy, so every spin costs the same

Cons

  • Volatility is not published
  • Most of the potential depends on money symbols meeting a collect symbol, which only appears on one reel

Verdict

Clover Gold is a payline slot with a separate money-collect engine on top. Its 96.54% RTP and 5,000x cap are in line with the studio's other 2022 titles, and the free spins reward retriggers with a multiplier rising to 5x. A 3.46% house edge means each $1,000 staked costs about $34.60 on average, so treat it as entertainment and try the free demo first to see how often collect symbols arrive.

Sources: Pragmatic Play official game page; RTP, volatility and max win from the open Slot RTP Database.

Slots like Clover Gold

7 Clovers of FortunePragmatic Play · RTP 96.47%
Happy HoovesPragmatic Play · RTP 96.5%
Release the Kraken 2Pragmatic Play · RTP 96.5%
Gold PartyPragmatic Play · RTP 96.5%
Gaelic GoldNolimit City · RTP 96.15%
Irish Pot LuckNetEnt · RTP 96.06%

Clover Gold RTP

The data lists one RTP for Clover Gold. Versions are not tracked for Pragmatic Play games, so other versions may exist; check the game's info screen.

  • 96.54% $34.60 lost per $1,000

Cost of 100 spins

Expected cost of 100 spins
BetWageredAverage cost at 96.54%
$0.20$20$0.69
$1$100$3.46
$5$500$17.30

Averages computed from the published RTP; real sessions vary widely around them. RTP calculator

Clover Gold max win, volatility & stats

Headline RTP vs all slotshigher than 86%
Lowest recorded RTP vs all slotshigher than 88%
Max win vs slots with a published max winhigher than 39%
RTP among Pragmatic Play games#91 of 632
Value score
8.0 / 10
Lost per $1,000 (average)
$34.60
Max win at $1 bet
$5,000
Wins on average
–

Percentiles compare this game with the 3,708 games in the catalogue. Max win: 5,000×.

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Clover Gold Slot FAQ

What is the RTP of Clover Gold?
The listed RTP is 96.54%, a house edge of 3.46%. That is about $34.60 per $1,000 wagered.
How do the free spins in Clover Gold work?
Three bonus symbols on reels 2 to 4 award eight free spins. Every fourth collect symbol adds eight more and raises the money collection multiplier to 2x, 3x and then 5x.
What are the collect symbols in Clover Gold?
They appear only on reel 5. When they land with money symbols they can pay the total, trigger a respin, expand reels with money symbols or add to the values.
What is the max win on Clover Gold?
The max win is 5,000x the bet, which is $5,000 at a $1 bet.
Can I play the Clover Gold demo without signing up?
Yes. The official Pragmatic Play demo runs on this page with play money: no download, no account and no deposit.
Is there a best time to play Clover Gold?
No. Every spin is decided by a certified random number generator and is independent of the time, the day and earlier spins. The 96.54% RTP is a long-run average, not a schedule.
Who makes Clover Gold?
Clover Gold is made by Pragmatic Play and was released in 2022. Every Pragmatic Play game in the catalogue is listed on the studio’s page.
How much does Clover Gold cost per $1,000 wagered?
On average about $35 at 96.54% RTP. This is a long-run average, not a prediction for a session.
Where does the data on Clover Gold come from?
The RTP, volatility, max win and release details come from the Slot RTP Database by toolsgambling.com (CC BY 4.0), which links each row to the studio’s own page. It was last verified on 2026-09-28.