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Tree of Riches slot by Pragmatic Play

Tree of Riches Slot Review

Free demo, RTP, volatility and max win

8.0Value score · Very good · how it works

Tree of Riches review: Pragmatic Play's 2019 one-by-three video slot with wild multipliers of 5x, 8x or 10x and a 96.5% RTP. Volatility is not published.

  • #922by RTP of 3,708 slots
  • #1058by value of 3,708 slots
  • #48by value of 97 slots from 2019

Play Tree of Riches free: demo, no sign-up

Free play money from Pragmatic Play's official demo. 18+. No deposit and no account; a demo does not predict real results.

Tree of Riches · Pragmatic Play official demo

Basic information

Tree of Riches basic information
SoftwarePragmatic Play
Release year2019
RTP96.5%
VolatilityNot published
Max winNot published
Hit frequencyNot published
Win systemPaylines
FeaturesFree spins, Paylines
Named in the rulesFree Spins
Game typeSlot
Data verified2026-09-28

Source: Pragmatic Play game page; RTP database by toolsgambling.com (CC BY 4.0); image: Pragmatic Play promotional image from the official game page. How we collect data · Report a mistake

Tree of Riches review

Most slots spread their action over five reels and a dozen features. Tree of Riches does the opposite. Pragmatic Play describes it as a one-by-three video slot, a single row of three symbols, with money bags as the theme and a wild symbol that carries almost all of the interest. Released in 2019, it is a compact game where one mechanic, the wild multiplier, decides how big a spin can get.

A single row of three

The layout is the first thing to understand. With one row and three reels, there is very little on the screen to track. Wins are paylines read from left to right, and the studio's rules do not print an exact line count, so none is stated here. The rules list no tumbles and no expanding reels.

Because the grid is so small, the wild does the heavy lifting. It substitutes for all symbols, which on three positions has a large effect on how often combinations can form.

The wild and its multipliers

Whenever a wild symbol lands there is a chance that the total win of the spin is multiplied. The values listed in the rules are 5x, 8x and 10x, picked at random. The studio's own summary rounds this to a boost of up to 10x. The word chance matters: a wild does not promise a multiplier every time, and the pack gives no odds for it.

There is also a respin rule tied to the wilds. If two wilds land together with a blank in the third position, the reel holding the blank spins again until a winning combination appears. The studio describes it as a respin until you win feature, and it is the closest thing to a signature moment in this game.

Wild multiplier

A wild replaces every symbol and may multiply the total win of the spin by 5x, 8x or 10x. The multiplier is random, and the rules describe it as a chance rather than a certainty.

Respin until win

When two wilds appear alongside a blank, the reel with the blank respins until a winning combination lands. With two wilds already in place, this is the setup that can pair a forced win with a multiplier.

What the numbers say

Our catalogue lists one RTP for Tree of Riches, 96.5%, a house edge of 3.5%. On average that means $35 lost for every $1,000 wagered. The official rules document gives a theoretical RTP of 94.53%, which we treat as another published version that an operator may run. Check the figure on the game's info screen.

A session of 100 spins at $0.20 costs about $0.70 on average, at $1 about $3.50, and at $5 (a total of $500 wagered) about $17.50. Neither a volatility label nor a max win is published for this game, so we cannot say how large the swings are or what the ceiling is. Our catalogue also lists free spins for it, but the rules text in our pack does not describe the round, so we leave it out rather than guess.

Where it sits in the 2019 crowd

Close on the numbers are Honey Honey Honey at 96.5%, The Dog House at 96.51% with a 6,750x max win, Extra Juicy at 96.52%, Hot Chilli at 96.52% with 888x, and Super Joker at 96.52%, all from 2019. Aztec Gems Deluxe from 2020 lists 96.5%. Among them Tree of Riches is the only one described as a one-by-three layout.

Pros

  • Very simple layout: one row of three symbols is easy to follow
  • Wild multipliers of 5x, 8x or 10x can lift a spin's total win
  • Respin until win rule when two wilds land beside a blank
  • Free official demo available

Cons

  • No volatility label or max win is published, so the risk profile is unclear
  • The multiplier is a chance, not a certainty, and no odds are given
  • The official rules mention a lower 94.53% RTP

Verdict

Tree of Riches is a small, focused game: three positions, a wild that substitutes for everything, and multipliers of 5x, 8x or 10x that appear on a chance. The headline RTP is 96.5% with a 3.5% house edge, while volatility and max win are not published. It suits players who like a quick, plain format. Treat it as paid entertainment and use the demo to see how often the wild appears.

Sources: Pragmatic Play official game page; RTP, volatility and max win from the open Slot RTP Database.

Slots like Tree of Riches

Honey Honey HoneyPragmatic Play · RTP 96.5%
Extra JuicyPragmatic Play · RTP 96.52%
Hot ChilliPragmatic Play · RTP 96.52%
Coins of FortuneNolimit City · RTP 96.48%
DenshoHacksaw Gaming · RTP 96.4%
Tesla JoltNolimit City · RTP 96.61%

Tree of Riches RTP

The data lists one RTP for Tree of Riches. Versions are not tracked for Pragmatic Play games, so other versions may exist; check the game's info screen.

  • 96.5% $35 lost per $1,000

Cost of 100 spins

Expected cost of 100 spins
BetWageredAverage cost at 96.5%
$0.20$20$0.70
$1$100$3.50
$5$500$17.50

Averages computed from the published RTP; real sessions vary widely around them. RTP calculator

Tree of Riches max win, volatility & stats

Headline RTP vs all slotshigher than 74%
Lowest recorded RTP vs all slotshigher than 77%
RTP among Pragmatic Play games#212 of 632
Value score
8.0 / 10
Lost per $1,000 (average)
$35
Max win at $1 bet
–
Wins on average
–

Percentiles compare this game with the 3,708 games in the catalogue. Max win: not published.

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Tree of Riches Slot FAQ

What is the RTP of Tree of Riches?
Our catalogue lists 96.5%, a house edge of 3.5%, or about $35 per $1,000 wagered. The official rules also print 94.53%, which an operator may run as another version.
How does the wild work in Tree of Riches?
The wild substitutes for all symbols. When it lands, the win of the spin may be multiplied by 5x, 8x or 10x at random. Two wilds beside a blank trigger a respin of the blank reel until a win lands.
Is there a Tree of Riches demo?
Yes. Pragmatic Play provides an official free demo on its game page.
Is there a best time to play Tree of Riches?
No. Every spin is decided by a certified random number generator and is independent of the time, the day and earlier spins. The 96.5% RTP is a long-run average, not a schedule.
Who makes Tree of Riches?
Tree of Riches is made by Pragmatic Play and was released in 2019. Every Pragmatic Play game in the catalogue is listed on the studio’s page.
How much does Tree of Riches cost per $1,000 wagered?
On average about $35 at 96.5% RTP. This is a long-run average, not a prediction for a session.
Where does the data on Tree of Riches come from?
The RTP, volatility, max win and release details come from the Slot RTP Database by toolsgambling.com (CC BY 4.0), which links each row to the studio’s own page. It was last verified on 2026-09-28.